YONO SBI App Personal Loan: State Bank of India provide its customer one app for all banking solutions and payment facility that is YONO SBI app. You Only Need One for all SBI’s banking needs such as UPI, Money transfer, Net-banking, ATM cashless withdrawal.
Now almost all banks provide online services to the people. All banks have created their own apps, with the help of which customers can easily avail banking services from home.
In this article, we are telling you about an app YONO SBI App Personal Loan from which you can easily take a personal loan sitting at home.
What is YONO SBI?
YONO stands for You Only Need One. If you are a SBI customer, you need to install many apps for your banking needs such as UPI, Payments, Recharge etc. You can avail all this service using YONO SBI app. YONO SBI is the official app of the State Bank of India which is designed for Android users only. It is a mobile banking and lifestyle application available only to SBI Bank account holders.
Through the Yono SBI app, you can easily do banking activities like money transfers, loan repayment, recharge, bill payments, insurance, credit cards, and pin change.
Now we will give you information about State Bank of India Personal Loan. How can you apply for a personal loan through the SBI YONO application? If you want to take a loan without going to the bank, then definitely read this article till the end –
YONO SBI App Personal Loan 2023
If you are an account holder of the State Bank of India, then you can take a loan from this app. If you do not have an account in SBI, then first of all you can open a bank account using it. Loans under the scheme will be sanctioned for any personal purpose other than speculative purposes.
Loan Amount:
Minimum loan amount: ₹ 25,000/-
Maximum loan amount: ₹ 35,000/- (24 time NMI)
Repayment Period:
Minimum: 6 month
Maximum: 72 months
Interest & Fee
Interest Rate – 11% to 13.5% (as per eligibility)
YONO SBI Personal Loan Eligibility
To get a loan from the State Bank of India, you need to fulfill the conditions and eligibility criteria set by the bank, only then you can take a loan from this app.
- Be an Indian citizen
- CIBIL score is very good
- If you are salaried, it is good otherwise the business income should be very high.
- You must be 21 years of age or older.
YONO SBI App Personal Loan need to Minimum net monthly income of the employee should be Rs. 15,000/- for real time xpress credit and Rs. 10,000/- for RTXC-Elite.
Required Documents
- Pan Card & Aadhar Card
- ITR record or Salary slip
- Bank Statements (Last 3 months)
- Bank Account and IFSC code
How to perform?
First of all, download the SBI YONO application from the Play Store, then register it and log in using your email, and mobile number.
To get a YONO SBI Personal Loan, you have to follow some of the steps given below-
Step 01. Click on the Menu bar and find ‘Loans’ section then tap on it and click on ‘Personal Loan
Step 02. Now click on ‘Real Time Xpress Credit Line’ and then tap on the ‘Apply Now button.
Steps 03. After this enter your personal details and required information and submit the application for YONO SBI App Personal Loan.
After filling in all the information and submitting it, your loan will be approved after completing some necessary procedures on behalf of the bank. After completing all the process from bank your YONO SBI App Personal Loan will be transferred to your bank account.
- YONO stands for ‘You Only Need One’
This is a banking app through which you can easily do all the work related to state bank banking from home. YONO SBI puts India’s largest range of products and services at your fingertips.
• Quick Transfer – Immediate fund transfer to new beneficiary up to Rs 25,000/- per day
Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change your ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI
YONO SBI App Personal Loan is available for selected categories. If you are not able to process this method please visit your nearest branch for personal loan.
SBI YONO Apps Features
· View Balance – View account balance and recent transactions
· Quick Pay – Use it for quick and simple payments.
· Can’t log in – In case forgotten MPIN/Login Password.
· Lock App – In case of need user lock app access
· ATM/Branch Locator
· FAST tag – Recharge
· Bharat QR
· BHIM UPI
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